What every buyer and seller here should know — explained plainly and checked against official sources.
How the Florida homestead exemption lowers your property taxes, the 3% Save Our Homes cap, portability up to $500,000, and how to apply by March 1 in Miami-Dade, Broward and Palm Beach.
Read the guide →What Florida's condo safety laws require — milestone inspections at 30 years, structural integrity reserve studies every 10 years — and what to ask for before buying a condo in South Florida.
Read the guide →How flood zones work in South Florida, when flood insurance is required by your lender or by Citizens, the 30-day waiting period, and the flood disclosure sellers must give since 2024.
Read the guide →Florida documentary stamp taxes on deeds and mortgages (including Miami-Dade's different rate), the intangible tax, title insurance, prorated property taxes and the other costs to expect at closing.
Read the guide →