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Owner financing available. Build your dream home on this 0.23-acre lot in the Georgetown community, zoned R-2, allowing single-family homes, tiny homes, barndominiums, or mobile homes. Enjoy peaceful living just minutes from Lake George and the St. Johns River, with boating, fishing, and outdoor recreation nearby. The property is part of an HOA, offering community guidelines to maintain neighborhood charm. Conveniently located near Palatka, Crescent City, and local amenities, this lot is perfect for a full-time residence, weekend retreat, or investment property. Buyer to verify all property details including zoning, utilities, land use, and building requirements. All information deemed reliable but not guaranteed.